<TODO: Finalize with the team>
- Start with the use case. refer to the scope once to be clear.
Definitions:
eSign, also known as eSignature or an electronic signature, is a way of signing documents digitally, without needing to print them. It’s sort of like an electronic version of a pen and paper signature or stamp, specific to a person or organization and is both secure and legally binding.
In our context, eSign will mean cryptographically validatable signatures.
Scope:
Government signing the document G2P – Priority
End user signing the document. P2G - Priority
Business signing the document. B2B or B2C - last
Objective:
<TODO: update after discussion with the team during kickoff>
The ability for anyone to sign
One time signature - OTP, Biometrics.
Long-term signature - Smart cards, Phone.
Use ID BB to authorize and sign a document.
Should be possible to sign with a standalone app, without ID BB.
Auditability
Validatable
Revoke certificate.
Highly secure.
Preservation of esignature
Non-Repudiation
Long-term validatable.
Inclusive
Supports multiple social economic backgrounds.
Presentation
Assumptions:
Has an ekyc or authentication service.
Registration/KYC should be possible to be performed online or face to face
Should be possible to perform via phone call/SMS
Bulk signing is out of scope.
Collaboration in the signature is limited by the type of the document and the support of the document.
Countries are expected to have digital signature law’s that consider e-signatures as equivalent to handwritten signatures.
Challenges:
Central service vs Distributed model
What if there is no eKyc/auth available?
Phone-based signature?
Online and/or Offline validation
Key principles:
Flow:
Sign using a cryptographic key and explain
How do we verify? explain here
How can we make it easy for everyone in the country to use it?
Kassy - preservation means the ability to use a digital signature and validate the same digital signature
Let us add one or some of the sample digital signatures.
https://tcab.eu/eidas-assessment/seal-preservation/
Differentiate validation vs creation of digital signatures.
Solution:
There should be levels of how strongly KYC is done and how good is the signature creation device
Sample Use cases: - Priority 1
Use case 1: Payroll signature - Can we have the payroll statement signed before its sent for the payment block.
Use case 2:
Use case 3: Signing and verifying a document using desktop computer or mobile phone
Kassy use cases
Local signature - Cryptographic token
Distance signature - sign your own
Before you get a key you should get the kyc from the certificate authority.
Gtax generates the key and certificate to sign and then returns the application.
- kassy - please update the use cases that you are aware of.
- kassy - please share the links of the esignature services available in your country.
- sasi - update India esign details.
- muttalib - pls update more on this https://legalseba.com/digital-signature-in-bangladesh/
- HR documents (employment contracts, privacy notices, non-disclosure agreements, benefits paperwork), contract management, e-invoices.
- Need to explore more on this. https://ec.europa.eu/digital-building-blocks/wikis/display/DIGITAL/eSignature
Reference:
Introduction to cryptographic digital signature - https://www.youtube.com/watch?v=704dudhA7UI
India e-sign paper - https://cca.gov.in/sites/files/pdf/ACT/eSign-APIv2.0.pdf
India Other modes: Device based.
Estonia eSignature mobile application - https://www.id.ee/en/article/ria-digidoc-mobile-application/
Estonia eSignature desktop application - https://www.id.ee/en/rubriik/using-digidoc4/
Estonia eSignature creation and verification libraries - https://www.id.ee/en/article/digidoc-libraries-overview/
Estonia eSignature timestamp service - https://www.skidsolutions.eu/en/services/time-stamping-service/
Estonia eSignature validity confirmation Service - https://www.skidsolutions.eu/en/services/validity-confirmation-services/
Estonia eSignature(container) format - bdoc-spec212-eng.pdf
Estonian citizens can choose a suitable method for digital signing themselves. Nowadays, there are four common ways to do so:
An ID-card, which is a mandatory identity document for all Estonian citizens. The PINs required for electronic signing are issued to you in a security envelope with the card. In order to use your ID-card, you also need a card reader and ID-software.
A digital ID card: Estonian citizens can use their digital IDs in parallel with ID-cards while foreigners are issued e-resident’s digital IDs.
A mobile-ID is a SIM card-based solution for electronic authentication and digital signing with a mobile phone. Mobile-ID SIM cards are issued by mobile network operators.
A Smart-ID is a SIM-independent device-based solution for smartphones.