Discussed the need for verifying account ownership during the onboarding process, Clarified that this is part of the eligibility verification process, not in the payment building block scope.
Emphasized the importance of having a trusted source for verification, mentioning Pakistan's mobile database with foundational ID-to-phone number mapping as an example.
Acknowledged that each jurisdiction will have different ground realities and left this aspect loosely coupled.
James Dailey raised concerns about the validation step and its ownership in the social benefit registry program.
Update from MiFOS on the G2P Bulkdisbursement and Payment BB Architecture Documents following our comment
P2G Payments APIs
Soban Najam provided updates on G2P, P2G, and Payments Portal documentation progress, mentioning difficulties in compliance requirements for G2P documents and promised to share revised documents by May 4th.
Soban Najam shared three different variations in P2G payment processes prending reviews from members.
Soban Najam will provide feedback on the comments on P2G variations, including comments from Elie.
Kibuuka, Arnold also mentioned a comment from Ramkumar about building a stronger case for the payments building block and especially where the flow between the financial institution and the aggregator may happen without the payments BB
The Payment Portal User Interface page has been created on Confluence under the draft reports from Mifos.
P2G Payments using vouchers
Vouchers can only be used once and are for a fixed amount.
Discussed the possibility of partial redemption and multiple redemptions against one voucher, but Soban Najam advised against it unless the base assumption changes.
Discussed whether to maintain the current assumptions for vouchers or explore alternative options.
✅ Action items
Members to review and provide comments on various documents and address concerns in future meetings or document comments.
Soban Najam and team to revise G2P documents and share them by May 4th 2023, addressing Elie's feedback on P2G payments and discussing Ramkumar's comment on the payment flow.